Nonprofit
Insurance

Use AmTrust Online to access
your nonprofit clients’ information.

Coverage Your Nonprofit
Can Depend On

Our products are designed to meet
the needs of small businesses like your nonprofit.

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What is Nonprofit Insurance?

Every organization’s insurance needs differ. However, nonprofits can face unique risks that set them apart from other types of small businesses. Along with needing coverage for property damage and personal injury, nonprofits often work with vulnerable populations like the elderly or children. This means additional coverages should be considered to ensure they can properly protect their people, assets and continue to fulfill their missions.

In our latest video, meet three AmTrust insured nonprofits in Chicago and find out how they are making a difference in their communities.

Nonprofits Chicago Video

Why AmTrust
Preferred Organizations
Product Applications

Why Choose AmTrust for Nonprofit Insurance

With access to our large portfolio of competitively priced nonprofit specialty insurance products and services, AmTrust agents are uniquely able to address the special challenges that nonprofits and government employers face. AmTrust Nonprofit Insurance provides all lines of insurance coverage specifically tailored to the needs of nonprofit organizations.

AmTrust acquired First Nonprofit Insurance Company in 2013, quickly making us a dominant player in the nonprofit insurance field. Currently, more than 3,300 nonprofit and governmental organizations, employing hundreds of thousands of people, rely on AmTrust for their insurance needs.

AmTrust’s Preferred Nonprofit Organizations

The nonprofit sector is a large and diverse one, and we understand that agents succeed when they have the flexibility to meet the specific needs and expectations that each individual organization has. Our coverages for nonprofit organizations were created with their specific exposures and needs in mind. In addition to our nonprofit specialty coverage, we offer a management liability product that encompasses director and officer liability, fiduciary, cyber liability, and employment practices liability.

We also recognize that nonprofits are continuously engaged in fundraising activities and our special events coverage secures those activities. Finally, AmTrust is able to offer our renowned workers’ compensation coverage to most types of nonprofit organizations. The robust product offerings, advanced tools and industry expertise of AmTrust empowers our appointed agents to offer policyholders the flexibility and freedom they need to select a coverage option that works for them.

Our preferred nonprofit organizations include:

Social Service Organizations-drug rehab centers, mental health organizations, group homes, homeless shelters/women’s shelters
Religious organizations, including churches, synagogues, temples, mosques, and religious orders
Private, charter, and vocational/trade schools
Senior centers and adult day service providers
Preschools and day care operations
Food banks, food pantries, Meals on Wheels
Goodwill stores
Humane societies
Youth programs, YWCAs, Boys & Girls Clubs
Community theaters and musical performance
Cultural and ethnic awareness groups, humanities organizations, historical societies
Many others

We generally do not insure organizations working in the following fields:

Political advocacy and activism

Nonprofit Insurance Product Forms

To apply for any of our nonprofit insurance lines of coverage, please download and complete the appropriate application listed below and email nonprofit@amtrustgroup.com or fax to 312-930-0375. If you have any questions, please call the phone number posted on the application. We look forward to working with you.

Nonprofit Application
Nonprofit Renewal Application
Social Service Application
Religious Institutions Supplemental Application
Sheltered Workshops Application
Fundraiser Application
Management Liability Applications - All Products
Management Liability Applications - Short Form for D&O and EPL
Management Liability Applications - Subsidiary Supplement
Management Liability Applications - Renewal
Management Liability Applications - Claims Supplement
Management Liability Applications - Reduction in Force Supplement

Coverage

With a comprehensive suite of coverages, our appointed agents have the confidence and flexibility to offer their nonprofit clients the perfect insurance solutions to help support their respective missions.

What Does Nonprofit Insurance Cover?

AmTrust’s nonprofit specialty program provides targeted coverages to meet the needs of the nonprofit community. No other nonprofit insurance company brings the dedication and experience we have to your nonprofit clients.

Our Nonprofit Insurance lines include:

General Liability
Property
Professional Liability
Management Liability
Automobile
Umbrella
Directors and Officers Liability
Workers' Compensation (underwritten regionally)

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Submission Requirements

All pertinent ACORD and supplemental applications, we also accept other carriers' applications
Audited year-end financial statement (or Form 990 if the organization does not have a year-end statement)
Loss history for the last five years
Schedule of drivers and vehicles, including VINs and seating capacity

Submit to: nonprofit@amtrustgroup.com

Nonprofit Sell Sheets

Find more information about our Nonprofit Insurance coverage by downloading our sell sheet:

Nonprofit Organization Coverage
Nonprofit Package Coverage
Nonprofit General Liability Enhancement
Nonprofit Property Coverage Enhancement
Nonprofit Religious Institutions Coverage
Nonprofit Adult Day Services Providers Coverage
Nonprofit Educational Institutions Coverage
Nonprofit Management Liability Coverage
Nonprofit EPL - Who to Contact
Nonprofit Cyber Liability - Who to Contact

Product Specialty

Our appointed agents fully understand the unique risks nonprofits face, and we deliver an unbeatable combination of sound coverage, stable pricing and exceptional service to both our insureds and our agents. As a specialist in the nonprofit industry, we offer customized products focused and specific to the needs of each organization, including:

Social Services Professional Liability
Primary Liability Insurance
Pastoral Liability
Teachers' Liability

Abuse and Molestation
Incidental and Vicarious Medical Liability
Special Events Liability